The Bank is also giving advances to traders and business class in the form of Cash Credit/Overdraft Facility to their running account maintained with the Bank. This loan will be given to meet the working capital needs of the trades, on security of Stocks & the Immovable property. This facility will be sanctioned after considering the working capital requirement and the security and also the transactions made in their accounts. The tenure of this facility will be given for a period of 1 Year and the borrower has to renew this facility every year if the transactions are satisfactory to the bank. Interest is calculated for the amount of debit balance in the account for every day and charged on every month.